Categorías
RECURSOS Y CONTENIDO

Sustainability in FinTechs: An Explanation through Business Model Scalability and Market Valuation

JLP WorkGroup. Economía y Finanzas.
Web educativa Prof Dr Joaquín López Pascual.
Últimas entradas de jlpworkgroup (ver todo)

Roberto Moro-Visconti, Salvador Cruz Rambaud and Joaquín López Pascual

Financial Technology (FinTech) is an industry composed of diversified firms that combine financial services with innovative technologies.

The research question and main goal are attempting to answer whether they are more similar to traditional banks or trendy technological firms deploying their innovativeness to favor financial inclusion and sustainability.

Objective: This study goes beyond the extant literature, analyzing the differences between FinTechs and traditional banks in market valuation, and showing the potential for digital interaction and cross-pollination of complementary business models.

Methodology: The differences will be empirically analyzed with the stock market valuation and the multipliers associated with these firms.

Results: The main contribution of this paper is that the appraisal approaches of FinTechs follow those of technological startups, having a revenue model much more scalable than that of a typical bank.

FinTechs may so provide a solution for sustainable finance with microfinance and crowdfunding among others.

FinTechs and traditional banks may eventually converge towards a common market exploiting co-opetition strategies.

Leer artículo completo: AQUÍ 
Categorías
RECURSOS Y CONTENIDO

PROPTECH APLICADO AL URBANISMO

JLP WorkGroup. Economía y Finanzas.
Web educativa Prof Dr Joaquín López Pascual.
Últimas entradas de jlpworkgroup (ver todo)

Al igual que como hemos visto, FinTech es el término resultante de la unión entre Finanzas y Tecnología. PropTech es un término que combina el uso de la tecnología de las start ups y su contribución al mercado inmobiliario y urbanismo.

PropTech se refiere a cualquier empresa que utiliza la tecnología para llevar a cabo, mejorar o reinventar cualquier servicio dentro del sector inmobiliario.

También están incluidos:

Servicios de construcción

Mantenimiento

Administración de activos comerciales o residenciales

Realidad Virtual

Geolocalización

Blockchains

Dispositivos inteligentes

Another papers about FinTech, and more topics

See...  
https://www.joaquinlopezpascual.com/publicaciones